Potentially negative items include late payments, accounts that have been debited or sent for collection, and bankruptcies. It may also contain elements that are not necessarily negative, but that a potential creditor may wish to consider in more detail, for example. B an account that has been settled or transferred. Experian has no judgment over the information contained in your credit information. The list is provided as a service to draw your attention to what Experian thinks lenders will likely view negatively when checking your credit history. For example, if you have missed payments in the past, these will likely be viewed negatively. Quizlet.com quizlet.com/78609583/personal-finance-flash-cards/ hot While it may be worth signing up if you don`t want transactions to be declined, it`s best to sign up for email or text notifications in order to identify low account deposits in order to avoid overdraft fees as a whole. These notifications give you the option to deposit money into your checking account, wait for a purchase, or use another payment method. You can also avoid overdraft fees with the free bank transfer services of some banks that automatically transfer money in stages by default (for example. B 100 USD) from a savings account linked to your checking account if the balance is small. « Data point: check the overdraft of the account. » Page 5. Accessed February 21, 2020.